What Kinds of Software Do Banks Use?
When you think of a bank, what are the first images that come to mind? A teller at a booth? Security guards? A giant...
The Origins of Business
By Keith Roberts
This essay outlines how business entities began and grew to become the recognizable ancestors of modern business. It suggests that deliberate innovation and marketing are...
Too systemic to fail: Consequences, causes, and potential remedies
By Raghuram Rajan
Perhaps the single biggest distortion to the free enterprise system is when a number of private institutions are deemed by political and...
Strategic ALM and Integrated Balance Sheet Management: The Future of Bank Risk Management
By Moorad Choudhry
The traditional approach to asset-liability management (ALM) practice in banks operated as a reactive process following product origination by the customer-facing business....
Postbank presents ONE wallet – a last generation mobile wallet
The free service provides Postbank’s customers with convenience, excellent experience and a modern payment method
ONE wallet by Postbank is the latest service in the...
Play to Pay: Why Gamification in Fintech Actually Works
Gamification is what happens when you apply the typical framework and structure of a game to other activities, such as education—or in this case,...
Allowing Employees Early Access to their Honest Dollar
Interview with Jason Lee, CEO of DailyPay
Many of us have faced having "a lot of month left at the end of the money", as...
Why Should Banks Have Bitcoin Software?
The expansion of Crypto tokens in multiple countries is gradually attaining the position. However, conventional banks hesitate to provide the brilliant services of digital...
How the City of London Shaped Modern Finance
The City of London occupies a divisive role in our collective aspirations and viewpoints. For some, it is the global epicenter of dynamism, influence,...
Where Have All the American Banks Gone?
By Robert E. Wright and Richard Sylla
With the evolution of banking over the years, many banks have flourished and declined in America. It has...